Securing a loan against your portfolio can be a convenient solution for urgent needs, but it’s important to understand the associated interest rates. Typically, these rates are variable, often linked to a benchmark like the repo rate plus a spread. This means your charge can vary depending on broader economic conditions. While often somewhat redu

Availing a loan against your existing mutual funds can be a wise move, providing you with quick funds. The interest rates on these facilities are typically attractive, reflecting the low risk associated with using mutual funds as collateral. These rates can differ based on factors like your credit score, the category of mutual fund scheme, and the

Navigating the realm of financial strategies can be challenging. When seeking liquidity, a line against your mutual funds might seem like an attractive proposition. However, understanding the multiple rate structures offered by different lenders is important to making an informed decision. Before pursuing on this journey, it's vital to evaluate